Does the other guy's insurance company really matter?

A few years ago, a lawyer's group now know as the American Association for Justice [and formerly known as "ATLA" or the Association of Trial Lawyers of America], put out a fascinating publication called the '10 Worst Insurance Companies in America'. Many Baltimore personal injury lawyers would agree, and it's probably a safe bet to say that most people know insurance companies are massive, and profitable. It's probably a safe bet to say that most people don't really understand just how much money the major insurance companies actually make. The American Association for Justice puts that figure at 30 billion dollars, annually, for US property/casualty insurers. [citing information from the Insurance Information Institute]. The profits are the result of taking in more in premiums than is paid out in claims. The less paid out in claims, the higher the profits. A seasoned Baltimore personal injury lawyer my play a vital role in assuring that your claim receives full compensation. ALthough everyone in this business likely has their own personal favorite, according to the American Association for Justice . the 10 worst, in descending order are: Allstate, Unum, AIG, State Farm, Conseco, WellPoint, Farmers, UnitedHealth, Torchmark, Liberty Mutual.

Do I have to hire a personal injury lawyer?

Some states require advisory language to appear in lawyer advertisements that recites “the hiring of a lawyer is an important decision”. Nothing could be closer to the truth. The hiring of an attorney is perhaps the most important...

How long will my personal injury case take?

It’s the third most frequent question in my business. Like the other two: “Do I have a case”, and “How much is my case worth”, the answer depends on any number of variables. Even though the answer is going to vary from...

Uninsured Motorist Insurance Coverage

What is uninsured motorist coverage? Uninsured Motorist coverage is considered “first party” insurance. Like health, or perhaps disability insurance, it is your insurance. You pay the premiums You have a policy with your insurance...

When Can the Police Search Me or My Car

There are limits on what they police can and cannot do. The Constitution, and, in this instance, the Fourth Amendment, provides an important buffer of protection between citizens, and the power of the State. We are all guaranteed the right to be...

How much is an average personal injury settlement?

Every personal injury clients asks, understandably, “what is the value of my case?” The second question, invariably, and appropriately, is “what do I get in my pocket?” The first question, frankly, is a difficult question to...

what-prove-win-personal injury-trial

We’ve seen that the plaintiff has the obligation of carrying the day in a car accident or negligence case. In law school, the burden of proof is sometimes discussed as being a both an obligation to produce sufficient supportive evidence, and...

Insurance coverage and the out-of-state car accident

Maryland law provides that polices issued to Maryland residents must provide at least 30,000 in liability insurance coverage. [i.e. to pay for someone loss or damage in the event you hit and injure them] Maryland law also provides that if the...

Black ice and personal injury lawsuits.

The American Meteorological Society tells us black ice is “a popular alternative for glaze. A thin sheet of ice, relatively dark in appearance, may form when light rain or drizzle falls on a road surface that is...

Ice, parking lots, sidewalks and personal injury cases

The owner of person in control of property owes a variable duty to protect people on that property from harm. The responsibility depends on the class of individual assigned under the law. The law recognizes four classes of people who could be...
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