Does the other Driver's Insurance Company Matter for How Much I Recover?

A few years ago, a lawyer's group now know as the American Association for Justice [and formerly known as "ATLA" or the Association of Trial Lawyers of America], put out a fascinating publication called the '10 Worst Insurance Companies in America'. https://www.justice.org/news/allstate-ranks-worst-insurer-consumers

Insurance companies are massive, and profitable.

It's probably a safe bet to say that most people don't really understand just how much money the major insurance companies actually make. The American Association for Justice puts that figure at 30 billion dollars, annually, for US property/casualty insurers. [citing information from the Insurance Information Institute].

The profits are the result of taking in more in premiums- and investment returns on those premiums- than is paid out in claims.  The less paid out in claims, the higher the profits.

So, obviously the incentive is there to pay out as little as possible on each claim. Spread out paying as little as possible on each individual claim over the spectrum of thousands and thousand of claims, and those profits add up quickly. A seasoned Baltimore personal injury lawyer my play a vital role in assuring that your claim receives full compensation. Although everyone in this business likely has their own personal favorite, according to the American Association for Justice,  the 10 worst, in descending order are: Allstate, Unum, AIG, State Farm, Conseco, WellPoint, Farmers, UnitedHealth, Torchmark, Liberty Mutual.

I offer a free case analysis, evaluation and strategy planning meeting to my clients. Contact me today to schedule a session. 410 591 2835.  

CAN I CARRY A CONCEALED WEAPON IN MARYLAND?

Maryland law defines a handgun as a pistol, revolver, or other firearm capable of being concealed on the person. A short-barreled shotgun and a short-barreled rifle are within the definition, while a shotgun, rifle, or antique firearm is not. A...

CAN I CARRY A STUN GUN OR TASER IN MARYLAND?

It depends on where you are. Maryland law allows you to possess a stun gun or taser under certain circumstances.  The law also provides that municipalities and local governments can enact more stringent rules should they chose to do so, and...

Reasons to Hire a Personal Injury Lawyer

As long as you’re alive you’re vulnerable to accidents. When this happens, you should consider filing a claim to get compensation for your injuries. Personal injury claims are meant to benefit anyone suffering from psychological or...

IS IT A CRIME IN MARYLAND TO BE A PEEPING TOM?

The answer is yes. It is a crime. Maryland law punishes the viewing of another in a dressing room or restroom at a retail store, by direct sight, or by using a camera, mirrors, or other surveillance device. You can go to jail for a 30 days, and be...

When Do I Need to Hire a Personal Injury Lawyer?

A personal injury lawyer is your advocate when an insurance company is denying you vital compensation due to an injury. When there are great losses at stake if you try to defend your claim alone, it is wise to hire a personal injury...

TOP FIVE QUESTIONS ABOUT DOG BITE CASES

As with some jurisdictions, Maryland law holds the owners of dogs that attack and injure others while running at large strictly responsible for those injuries. The animal’s owner is responsible for any injury or death caused by the dog while...

TOP THREE PEDESTRIAN ACCIDENT QUESTIONS

Determining liability in pedestrian vs. automobile accidents illustrates the strict and harsh nature of an ancient legal concept still employed by Maryland courts. The principle is called contributory negligence, and holds that an injured person...

FAQs Regarding Automobile Accident Insurance

Around this time of the year, many of my clients do some planning for the following year. I think it's generally a wise thing to do. One of the things I would encourage anyone to do is look at their insurance coverage. It's appropriate for...

WHAT IS THE STATUS OF MY PERSONAL INJURY CASE?

I’ve sometimes asked “what is the status of my case”, or “what's going on with my case”? These are legitimate questions, to be sure. Any represented person is entitled to reasonable updates, when new...

CAN I SUE MY EMPLOYER IF I AM HURT AT WORK?

I’d be safe in saying most people have a sense that when you sustain a personal injury at work you are entitled to collect workers’ compensation benefits. What is not a commonly understood it that an injured worker is typically not...
Schedule a Complimentary Case Evaluation and Strategy Meeting:
* Indicates required questions
Name *
First
Last
Email *
Phone # *
Case Type *
Describe Your Case *