My PIP Won't Pay

Baltimore personal injury lawyers see this happen every day. The PIP law requires that insurers pay all "reasonable" and "necessary" medical expenses up to the policy limits for Baltimore car accident victims. Insurers sometimes contest if a service was "necessary", which the courts define as something that in light of the patients condition, and in light of other possible treatments, had some "efficacious value" Sabatier v. State Farm, 609 A.2d 307. More often, insurers contest if the charge for the service was "reasonable", and refuse to pay it. Not surprisingly, no Baltimore personal injury lawyer has ever seen a case where the PIP carrier refused to pay because the charge was too low, and therefore unreasonable. PIP carriers routinely refuse to honor charges that it views as too high, or "reduce" charges to a level that the carrier, arbitrarily, decides is "reasonable - even though there is no direct authority in the PIP statute authorizing this process.
 

Black ice and personal injury lawsuits.

The American Meteorological Society tells us black ice is “a popular alternative for glaze. A thin sheet of ice, relatively dark in appearance, may form when light rain or drizzle falls on a road surface that is...

Property damage in personal injury lawsuits

The notion that there is a correlation between the dollar amount of property damage in a motor vehicle accident, and the severity of a personal injury has some logical appeal. If a car’s front end is smashed in, then the occupants would seem...
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