My PIP Won't Pay

Baltimore personal injury lawyers see this happen every day. The PIP law requires that insurers pay all "reasonable" and "necessary" medical expenses up to the policy limits for Baltimore car accident victims. Insurers sometimes contest if a service was "necessary", which the courts define as something that in light of the patients condition, and in light of other possible treatments, had some "efficacious value" Sabatier v. State Farm, 609 A.2d 307. More often, insurers contest if the charge for the service was "reasonable", and refuse to pay it. Not surprisingly, no Baltimore personal injury lawyer has ever seen a case where the PIP carrier refused to pay because the charge was too low, and therefore unreasonable. PIP carriers routinely refuse to honor charges that it views as too high, or "reduce" charges to a level that the carrier, arbitrarily, decides is "reasonable - even though there is no direct authority in the PIP statute authorizing this process.
 

When Can the Police Search Me or My Car

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Every personal injury clients asks, understandably, “what is the value of my case?” The second question, invariably, and appropriately, is “what do I get in my pocket?” The first question, frankly, is a difficult question to...

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Maryland law provides that polices issued to Maryland residents must provide at least 30,000 in liability insurance coverage. [i.e. to pay for someone loss or damage in the event you hit and injure them] Maryland law also provides that if the...

Black ice and personal injury lawsuits.

The American Meteorological Society tells us black ice is “a popular alternative for glaze. A thin sheet of ice, relatively dark in appearance, may form when light rain or drizzle falls on a road surface that is...

Ice, parking lots, sidewalks and personal injury cases

The owner of person in control of property owes a variable duty to protect people on that property from harm. The responsibility depends on the class of individual assigned under the law. The law recognizes four classes of people who could be...
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