The Insurance Company Denied My Claim or Made a LowBall Offer. Can I Sue Them?

It's an unfortunately common scenario. The insurance company for the at-fault driver offers you a few hundred dollars in settlement of your personal injury claim. 

They tell you that it is difficult to understand how you were hurt, because the vehicles involved did not sustain massive property damage that costs thousands of dollars to repair, or some similar rationale. 

Your are insulted at the insinuation that you are exaggerating your injury. Your angry because the offer is not in the ballpark of fair. Your fed up, and you want to go to court. But do you actually sue the insurance company of the at fault driver in a car or automobile accident?

You actually sue the at fault driver.

If they have insurance, that carrier must provide them with a defense, and pay any judgment up to the policy limit. Baltimore personal injury lawyers will tell you that the word "insurance" cannot even be mentioned in court. If it is, the case might get tossed out.

I'm always honored to talk to accident victims about their claims. I extend a complimentary meeting, case analysis, and legal advice to those injured by the negligence of others. Contact me to set up a time. 

 

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Personal Injury Claims

Personal injury claims can be thought of as falling into three broad categories. Perhaps the most common are those resulting from negligence. An example would be the careless operation of a car leading to an accident causing injury. Claims may also arise from intentional misconduct like an assault causing injury. A narrow class of claims -called strict liability actions- arise even where the is no wrongful conduct.
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