The Insurance Company Denied My Claim or Made a LowBall Offer. Can I Sue Them?

It's an unfortunately common scenario. The insurance company for the at-fault driver offers you a few hundred dollars in settlement of your personal injury claim. 

They tell you that it is difficult to understand how you were hurt, because the vehicles involved did not sustain massive property damage that costs thousands of dollars to repair, or some similar rationale. 

Your are insulted at the insinuation that you are exaggerating your injury. Your angry because the offer is not in the ballpark of fair. Your fed up, and you want to go to court. But do you actually sue the insurance company of the at fault driver in a car or automobile accident?

You actually sue the at fault driver.

If they have insurance, that carrier must provide them with a defense, and pay any judgment up to the policy limit. Baltimore personal injury lawyers will tell you that the word "insurance" cannot even be mentioned in court. If it is, the case might get tossed out.

I'm always honored to talk to accident victims about their claims. I extend a complimentary meeting, case analysis, and legal advice to those injured by the negligence of others. Contact me to set up a time. 

 

CAN I CARRY A CONCEALED WEAPON IN MARYLAND?

Maryland law defines a handgun as a pistol, revolver, or other firearm capable of being concealed on the person. A short-barreled shotgun and a short-barreled rifle are within the definition, while a shotgun, rifle, or antique firearm is not. A...

CAN I CARRY A STUN GUN OR TASER IN MARYLAND?

It depends on where you are. Maryland law allows you to possess a stun gun or taser under certain circumstances.  The law also provides that municipalities and local governments can enact more stringent rules should they chose to do so, and...

Reasons to Hire a Personal Injury Lawyer

As long as you’re alive you’re vulnerable to accidents. When this happens, you should consider filing a claim to get compensation for your injuries. Personal injury claims are meant to benefit anyone suffering from psychological or...

IS IT A CRIME IN MARYLAND TO BE A PEEPING TOM?

The answer is yes. It is a crime. Maryland law punishes the viewing of another in a dressing room or restroom at a retail store, by direct sight, or by using a camera, mirrors, or other surveillance device. You can go to jail for a 30 days, and be...

When Do I Need to Hire a Personal Injury Lawyer?

A personal injury lawyer is your advocate when an insurance company is denying you vital compensation due to an injury. When there are great losses at stake if you try to defend your claim alone, it is wise to hire a personal injury...

TOP FIVE QUESTIONS ABOUT DOG BITE CASES

As with some jurisdictions, Maryland law holds the owners of dogs that attack and injure others while running at large strictly responsible for those injuries. The animal’s owner is responsible for any injury or death caused by the dog while...

TOP THREE PEDESTRIAN ACCIDENT QUESTIONS

Determining liability in pedestrian vs. automobile accidents illustrates the strict and harsh nature of an ancient legal concept still employed by Maryland courts. The principle is called contributory negligence, and holds that an injured person...

FAQs Regarding Automobile Accident Insurance

Around this time of the year, many of my clients do some planning for the following year. I think it's generally a wise thing to do. One of the things I would encourage anyone to do is look at their insurance coverage. It's appropriate for...

WHAT IS THE STATUS OF MY PERSONAL INJURY CASE?

I’ve sometimes asked “what is the status of my case”, or “what's going on with my case”? These are legitimate questions, to be sure. Any represented person is entitled to reasonable updates, when new...

CAN I SUE MY EMPLOYER IF I AM HURT AT WORK?

I’d be safe in saying most people have a sense that when you sustain a personal injury at work you are entitled to collect workers’ compensation benefits. What is not a commonly understood it that an injured worker is typically not...
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