Does the Insurance company Need a Reason to Deny My Claim?

Unfortunately, many Baltimore personal injury lawyers may answer that question in the affirmative. Most insurance companies are huge entities with massive resources that dwarf those of the individuals with whom they have a dispute.

There is a code of conduct for insurers regarding the claims practices. Maryland law provides that it is an "unfair claim settlement practice" to: refuse to pay a claim for an arbitrary or capricious reason; misrepresent pertinent facts or policy provisions; or to fail to provide a basis for denials.

Unfortunately for the injury victim, the remedy for a violation of these rules is typically the imposition of an administrative fine against the insurer. That does little to help with injury victim who may be out of work with massive and mounting medical bills. I've made a career of battling insurance companies, to ensure fair compensation for those I represent. I'd be happy to take a complimentary look at your claim, and offer my opinions and advice. Feel free to contact me today to schedule a discussion. 


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