Can an insurance company do anything they want?

Unfortunately, many Baltimore personal injury lawyers may answer that question in the affirmative. Most insurance companies are huge entities with massive resources that dwarf those of the individuals with whom they have a dispute. Experienced Baltimore personal injury lawyers are aware that there is a code of conduct for insurers regarding the claims practices. Maryland law provides that it is an "unfair claim settlement practice" to: refuse to pay a claim for an arbitrary or capricious reason; misrepresent pertinent facts or policy provisions; or to fail to provide a basis for denials. Unfortunately for the injury victim, the remedy for a violation of these rules is typically the imposition of an administrative fine against the insurer.

Black ice and personal injury lawsuits.

The American Meteorological Society tells us black ice is “a popular alternative for glaze. A thin sheet of ice, relatively dark in appearance, may form when light rain or drizzle falls on a road surface that is...
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