Can I Sue For False Credit Reporting? Is my damaged credit actionable?
This topic is outside the normal areas of commentary: personal injury and worker's compensation. But it bears some mention. Increasingly, the law is recognizing that wrongfully injured credit may have just as much impact on one's life as a wrongfully injured body sustained in a Baltimore car accident. The Fair Credit Reporting Act is federal legislation that, among other things, imposes obligations on national credit agencies, and individuals who report credit material, and imposes civil liability for failure to comply with those obligations. Consumers have a right to dispute entries on their report. [Did you know you have a right to, yearly, get a free copy of your credit report?] Injuries to your ability to obtain credit are indeed personal injuries. You'll want to discuss your credit or identity theft concerns with a seasoned Baltimore attorney.
-This Article was updated by Eric Kirk on 9/12/19.