How Likely is It That I Will Be Involved In A Car Accident?
The statistics suggest that you are more likely to be involved in a car accident while driving in Baltimore, MD, that in other locations. The frequency of your own car accidents can have an impact on the value of your claim, even if a negative one. [see discussion of “priors”]. While Baltimore personal injury and accident lawyers would agree that it’s impossible to predict who will be involved in a car accident, there are some truly interesting statistics in that regard. The Insurance Information Institute advises us that drivers in Baltimore have an automobile accident about every five years. It may not surprise the reader to learn Baltimore is one of the worst places in the country to drive a car. Is fact some have suggested that Baltimore has THE worst driver's in the land. 1
According to the Insurance Information Institute, Baltimore drivers are 89% more likely to be involved in a car crash, as compared to the national average.
That is a truly astonishing number. There may be a variety of reasons offered for this fascinating fact. Some Baltimore personal injury and accident lawyers have suggested that as Baltimore is an older city, with narrow streets, not all laid out on a grid pattern, car accidents are just more likely. While that seems to have some merit, New York and Boston, cities with a similar history, at least in terms of street design, don’t even crack the top 10 worst cities to drive in. Whatever the ultimate reason or reasons for the amazing frequency of accidents in Baltimore, the fact that they occur with overwhelming and curious, some would say, frequency, is not lost on the insurance industry who both sets the rates, and adjusts the claim.
-This Article was updated by Eric Kirk on 12/5/19.
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