We've explored in another guide what every Baltimore personal injury lawyer knows- insurance companies deny claims. Experienced personal injury lawyers in Baltimore know that it happens frequently. Consider a situation where your own insurance company –as opposed to the liability insurer of the other driver in a typical Baltimore automobile accident- denies your claim. Perhaps personal injury protection or uninsured motorist benefits are not paid. Section 27-403 of the insurance code makes it a "fraudulent insurance act" for the insurer to fail to return premiums, where the "insurance contracted for, is not provided." Does this apply to a situation where you own insurance company denies any recovery to you for personal injury protection or uninsured/ underinsured motorists coverage claims? By its terms, it would seem to. As of this writing, there does not appear to be any clear Maryalnd case law decision on the subject. 

-This Article was updated by Eric Kirk on 9/13/19. 

I've heard it said that insurance companies employ seemingly unending creativity when it comes to reasons to deny claims. I've made a career of battling insurance companies, to ensure fair compensation for those I represent. I'd be happy to take a complimentary look at your claim and offer my opinions and advice. feel free to contact me today to schedule a discussion.