Articles, Analysis,
and Commentary

What Is No-Fault Insurance?

Maryland call no-fault Personal Injury Protection [PIP]



In Maryland, we call no-fault insurance PIP or personal injury protection. This is first-party insurance coverage. First party, meaning it's your insurance, it's on your vehicle, you pay for it. It's available to pay for your medical expenses and your lost wages up to the policy limits. Now in Maryland, the typical policy limit for PIP is 2,500 dollars unless you purchase more, and as indicated, it's no-fault. If there's an automobile accident and you're hurt, or you've lost wages, you're entitled to collect those benefits, irrespective of whether or not it's somebody else's fault or your fault.

I hope this addressed your question. Over the course of 25 years, I've found that fully addressing a legal question is best handled in a one-on-one, in person strategy and case analysis conference. I offer these to potential clients on a complimentary basis. Please use any of the methods under the contact tab at the top of the page to arrange yours.

Eric T Kirk

After graduating with honors from Albany Law School in New York, Eric Kirk has spent most of his 25 year legal career battling insurance companies to secure fair and just compensation for his clients in Maryland, New York, and Florida.