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What Is The Purpose Of Obtaining Uninsured Or Underinsured Motorist Coverage?

The protection of yourself, the occupants of your vehicle and members of your household.

 

Transcript

The goal here is the protection of yourself, the occupants of your vehicle and members of your household. Uninsured and underinsured are different coverages under Maryland law, although they're defined in the same section. Uninsured motorist coverage governs the situation where another driver causes an accident that damages you and has no insurance whatsoever. In that instance, your uninsured motorist coverage kicks in and provides you with benefits. Underinsured motorist coverage would involve a situation where another driver hits you, causes damage, has insurance, but it's not enough insurance to fully compensate you for your loss. Then your underinsured coverage kicks in to make up the difference.

I hope this addressed your question. Over the course of 25 years, I've found that fully addressing a legal question is best handled in a one-on-one, in person strategy and case analysis conference. I offer these to potential clients on a complimentary basis. Please use any of the methods under the contact tab at the top of the page to arrange yours.

Eric T Kirk
Attorney

After graduating with honors from Albany Law School in New York, Eric Kirk has spent most of his 25 year legal career battling insurance companies to secure fair and just compensation for his clients in Maryland, New York, and Florida.

410-657-5962