Does the Insurance company Need a Reason to Deny My Claim?

Unfortunately, many Baltimore personal injury lawyers may answer that question in the affirmative. Most insurance companies are huge entities with massive resources that dwarf those of the individuals with whom they have a dispute.

There is a code of conduct for insurers regarding the claims practices. Maryland law provides that it is an "unfair claim settlement practice" to: refuse to pay a claim for an arbitrary or capricious reason; misrepresent pertinent facts or policy provisions; or to fail to provide a basis for denials.

Unfortunately for the injury victim, the remedy for a violation of these rules is typically the imposition of an administrative fine against the insurer. That Does the Insurance company Need a Reason to Deny My Claim? - Attorney Blog Baltimore MD - Criminal Defense, Personal Injury Lawyer - Eric T. Kirk - a_maryalnd_lawyer(1)does little to help with injury victim who may be out of work with massive and mounting medical bills. I've made a career of battling insurance companies, to ensure fair compensation for those I represent. I'd be happy to take a complimentary look at your claim, and offer my opinions and advice. Feel free to contact me today to schedule a discussion. 

What is Extradition?

A Baltimore criminal defense attorney answers some frequently asked questions regarding the extradition process.

Do You Have A Personal Injury Case?

I field a lot of calls, and get a great many questions posted on this website, where the interested enquirer wants to know “if they have a personal injury case”. At its most basic a personal injury case is one in which an individual has...

If I Fall On Ice On Someone’s Property Can I Sue Them?

In the late winter and early spring of every year, we typically get multiple inquiries regarding accidents that happened because of the presence of ice on sidewalks, stairwells and parking lots. Many of these accidents result in substantial,...

If I Slide On Ice Am I Responsible For A Car Accident?

Every winter, our firm handles several cases involving the interplay of ice, road conditions, and motor vehicle accidents or other personal injury-causing events. A common theme in each of these cases is the responsibility of the drivers, versus...

How Do I Calculate a Personal Injury Settlement?

The easy, short answer is that there is no calculator that can be used to determine a fair, reasonable personal injury settlement, although many of the nation’s largest insurance companies began to utilize settlement software several years...

Do I Have to Let The Insurance Company Take my Statement?

It depends on the status of the claim. If a lawsuit has been filed, the other party- in reality, their insurance company and their appointed lawyer- has an absolute right to take your statement through a discovery device called a deposition. The...

When do I find out how much my personal injury case is worth?

In other volumes of these legal guides, I have discussed in great detail the various factors that go into evaluating and assigning a dollar value to a personal injury case. Those factors include the hard numbers that go into an economic damage...

How Often Should I Contact My Personal Injury Lawyer?

A serious personal injury can significantly disrupt the victim’s life. There are the obvious ramifications of being injured in pain, and not being able to do the things one wants to and would normally do.  The injured person may not...

Dictionary of Legal Terms

DAMAGES Damages are the method by which the law quantifies the harm that results from an act of negligence. Money is a poor substitute for the pain  and loss associated with a personal injury, but it is the system of compensation that the...