Almost any Baltimore personal injury lawyer will tell you that PIP benefits are 'no-fault', 'first-party' insurance benefits. 'No-fault' means that you get if injured in an automobile accident, them no matter what the blame for the accident is. [Now, you can't collect if you intentionally caused the accident, or if you were committing a felony that led to the accident.] 'First-party' means that it is your insurance.
The minimum coverage is $2500 and your insurer has to offer it to you
You must decline it in writing if that is your choice
You can buy more coverage
The coverage pays your reasonable and necessary medical expenses, up to the limit, and/or
The coverage pays 85% of your lost wages, up to the limit
Most insurers tend not to challenge the wage loss benefits, but frequently refuse to pay, or reduce, the medical charges of some medical providers.
I'm often asked if not being fully and completely compliant with the terms of your medical care can have an impact on the value of your car accident or other personal injury claim. An analogous scenario is one in which a car accident victim...
Baltimore, MD (November 2018) -- Baltimore personal injury attorney Eric T. Kirk spearheads holiday toy donation drive for Toys for Tots.
New, unwrapped toys can be dropped off at 1001 N. Calvert St., Baltimore, MD 21202 between now and December...
Fentanyl is an extraordinarily potent narcotic. “Pharmaceutical fentanyl is a synthetic opioid pain reliever, approved for treating severe pain, typically advanced cancer pain. It is 50 to 100 times more potent than morphine. It is prescribed...