Is the Insurance Company’s Position the “Law” of Your Personal Injury Case?
No. It is not. Never. An insurance adjuster can decide what the insurance company is willing to pay voluntarily. The adjuster does not decide what the facts ultimately are. The adjuster may conclude t...
Are There Rules For Baltimore Insurance Claims Adjusters?
Many states and localities have enacted rules that govern what an insurance claims adjuster does, says, and how they act. Baltimore does not have a comprehensive set of rules for insurance claims adju...
What is an Occupational Disease Under Maryland Workers’ Compensation Law? My Job Caused Me to Get Sick.
What Is an Occupational Disease Under Maryland Workers’ Compensation Law? An occupational disease is a condition contracted through workplace exposure that temporarily or permanently disables an...
What is Insurance Policy Stacking?
What is insurance policy stacking in a Maryland injury case? Insurance policy stacking means trying to combine available coverages to increase the total amount recoverable after a crash. In Maryland,...
When Do I Qualify for Personal Injury Protection [PIP] benefits?
What is PIP, and how do you get it? In Maryland, PIP benefits are usually the first-party, no-fault benefits on your own automobile policy that can help pay medical expenses and lost wages after a car...
My PIP Insurance Carrier Denied My Claim or Won’t Pay My Medical Bills
Baltimore personal injury lawyers see this happen every day. The PIP law requires that insurance companies pay all “reasonable” and “necessary” medical expenses up to the...
How Do the Costs of Litigation Effect The Value of My Personal Injury Case?
How Do Litigation Costs Affect the Value of a Baltimore Personal Injury Case? Litigation costs reduce the net recovery and influence settlement decisions, but they do not directly determine the value...
I’m Easily Injured. Am I Still Entitled to Compensation for an Accident?
Yes. Maryland law allows recovery even if you were more vulnerable to injury than another person would have been. The at-fault party is responsible for the harm actually caused, even where the injury...
The Insurance Company Says The Value of My Case Must be Reduced to Present Value.
Baltimore personal injury lawyers would probably agree this is a complicated subject, well beyond the scope of these volumes. However, the concept plays a significant role in intelligently valuing any...
Can I Recover More Than The At Fault Driver Has For Insurance? What is an Excess Judgment?
Yes, you can recover more than the at-fault driver’s insurance limits—but it is often difficult and sometimes not collectible. The key issues are whether there is another source of payment...
Can I Collect That Judgment? What is a Garnishment?
Can you collect a Maryland judgment through garnishment? Sometimes, yes. A garnishment is a court collection procedure used after judgment to reach wages or, in some situations, money held by a bank o...
