State Farm is a major United States property and casualty insurance group with publicly reported operations across automobile, homeowners, commercial multiple peril, health, life, annuity, and financial-services-related lines. This page summarizes publicly available financial and operational information about State Farm’s property and casualty insurance operations. It is an institutional reference page, not a review page, ranking page, complaint page, or accusation page.
State Farm’s Slogan
State Farm is widely associated with the “Like a Good Neighbor, State Farm Is There” advertising slogan. The phrase has become one of the company’s most recognizable public identifiers and has been used extensively in State Farm’s national advertising and brand messaging.
State Farm’s official 2025 financial-results release states that its property and casualty affiliates reported earned premium of $111.6 billion and a combined underwriting gain of $1.5 billion for 2025. The same release states that the State Farm group’s insurance operations consist of 14 property and casualty companies and two life companies, each managed at the individual affiliate level.1
NAIC’s 2025 Property and Casualty Insurance Industry market-share report lists State Farm Group as the No. 1 countrywide property and casualty insurance group by direct premiums written, with $115,280,669,888 in direct premiums written and 10.39% market share for total all lines.2
Company Overview
State Farm Mutual Automobile Insurance Company is the parent of the State Farm family of companies. State Farm’s official 2024 financial-results release states that the group provides insurance and financial-services products across more than 96 million policies and accounts and operates through more than 19,200 agent offices and more than 62,000 employees.3
State Farm’s corporate contact information lists its corporate headquarters as State Farm Insurance, One State Farm Plaza, Bloomington, Illinois 61710.4 State Farm’s official careers location page states that State Farm was founded in Bloomington, Illinois in 1922 and has been headquartered there since then.5
| Category | Publicly Reported Information | Source |
|---|---|---|
| Parent organization | State Farm Mutual Automobile Insurance Company | State Farm 2024 Financial Results |
| Headquarters | One State Farm Plaza, Bloomington, Illinois 61710 | State Farm Contact Information |
| Founding / location history | Founded in Bloomington, Illinois in 1922; headquarters has remained there | State Farm Bloomington Location Page |
| Insurance-company structure | 14 property and casualty companies and two life companies, each managed at the individual affiliate level | State Farm 2025 Financial Results |
| Primary P&C lines described by State Farm | Automobile, health, homeowners, and commercial multiple peril lines | State Farm 2025 Financial Results |
| Policies and accounts | More than 96 million policies and accounts reported in State Farm’s official public materials | State Farm 2024 Financial Results |
Public Financial Information
State Farm’s official 2025 financial-results release reports that the State Farm property and casualty affiliates had $111.6 billion in earned premium and a combined underwriting gain of $1.5 billion in 2025. The same release reports total revenue of $132.3 billion, net income of $12.9 billion, and year-end net worth for State Farm Mutual of $170.0 billion.6
For comparison, State Farm’s 2024 financial-results release reported that the State Farm property and casualty group had $103.0 billion in earned premium and a combined underwriting loss of $6.1 billion in 2024. That release also reported total revenue of $123.0 billion, net income of $5.3 billion, and year-end net worth for State Farm Mutual Automobile Insurance Company of $145.2 billion.7
| Financial Metric | 2025 Reported Figure | 2024 Reported Figure | Source |
|---|---|---|---|
| Property and casualty earned premium | $111.6 billion | $103.0 billion | 2025 / 2024 |
| Property and casualty underwriting result | $1.5 billion underwriting gain | $6.1 billion underwriting loss | 2025 / 2024 |
| Property and casualty pre-tax operating result | $8.5 billion pre-tax operating profit | $111 million pre-tax operating loss | 2025 / 2024 |
| Total revenue | $132.3 billion | $123.0 billion | 2025 / 2024 |
| Net income | $12.9 billion | $5.3 billion | 2025 / 2024 |
| Reported year-end net worth | $170.0 billion | $145.2 billion | 2025 / 2024 |
State Farm’s 2025 release states that the change over 2024 reflected improved auto insurance underwriting results, while home insurance underwriting results were affected by the January 2025 Los Angeles wildfires.8
NAIC Market-Share Context
The National Association of Insurance Commissioners’ 2025 Property and Casualty Insurance Industry market-share report lists State Farm Group as the No. 1 countrywide property and casualty insurance group for total all lines by direct premiums written.9
| NAIC Category | State Farm Group Figure | NAIC Report Location / Source |
|---|---|---|
| Total all property and casualty lines — direct premiums written | $115,280,669,888 | NAIC 2025 P&C Market Share Report |
| Total all property and casualty lines — direct premiums earned | $112,864,056,834 | NAIC 2025 P&C Market Share Report |
| Total all property and casualty lines — market share | 10.39% | NAIC 2025 P&C Market Share Report |
| Homeowners multiple peril — direct premiums written | $35,270,359,902 | NAIC 2025 P&C Market Share Report |
| Homeowners multiple peril — direct premiums earned | $33,388,909,349 | NAIC 2025 P&C Market Share Report |
| Homeowners multiple peril — market share | 18.69% | NAIC 2025 P&C Market Share Report |
These NAIC figures are market-share and premium-volume data. They do not, by themselves, evaluate claim quality, claim outcomes, legal liability, or individual claim handling.
Property and Casualty Operations
State Farm’s official 2025 release states that its property and casualty companies are primarily engaged in automobile, health, homeowners, and commercial multiple peril lines of business.10 State Farm’s 2024 release similarly described the property and casualty companies as primarily engaged in automobile, health, homeowners, commercial multiple peril, and reinsurance lines of business.11
State Farm’s 2025 release reported that the auto insurance business represented 63% of the property and casualty companies’ combined net written premium, with $71.3 billion in earned premium, $52.6 billion in incurred claims and loss adjustment expenses, $14.1 billion in other underwriting expenses, and a $4.6 billion underwriting gain.12
State Farm’s 2025 release reported that homeowners, commercial multiple peril, and other property and casualty business represented 36% of the property and casualty companies’ combined net written premium, with $39.2 billion in earned premium, $33.6 billion in incurred claims and loss adjustment expenses, $8.6 billion in other underwriting expenses, and a $3.1 billion underwriting loss.13
| State Farm P&C Segment | 2025 Earned Premium | 2025 Claims and LAE | 2025 Other Underwriting Expenses | 2025 Underwriting Result | Source |
|---|---|---|---|---|---|
| Auto | $71.3 billion | $52.6 billion | $14.1 billion | $4.6 billion underwriting gain | State Farm 2025 Financial Results |
| Homeowners, commercial multiple peril, other | $39.2 billion | $33.6 billion | $8.6 billion | $3.1 billion underwriting loss | State Farm 2025 Financial Results |
State Farm’s public financial releases report line-of-business results in grouped categories. For that reason, this page does not separate homeowners-only underwriting income or loss unless the public source separates that information.
Publicly Reported Claims Infrastructure
State Farm’s public contact page identifies separate contact categories for claims, payment, financial, and general matters, and it identifies a dedicated auto/home/property claims number: 800-SF-CLAIM (800-732-5246).14
State Farm’s public financial releases report claims and loss adjustment expense figures for its property and casualty operations. In 2025, State Farm reported $52.6 billion in incurred claims and loss adjustment expenses for auto and $33.6 billion in incurred claims and loss adjustment expenses for homeowners, commercial multiple peril, and other property and casualty business.15
State Farm’s 2024 release reported that its property and casualty companies’ pre-tax operating loss was affected by underwriting results and investment and other income, and that homeowners incurred catastrophe claims increased during 2024.16 State Farm’s 2025 release reported that home insurance underwriting results were affected by the January 2025 Los Angeles wildfires.17
This page does not state or imply how State Farm handles any individual claim. Individual claims depend on the policy, facts, applicable law, documentation, cause of loss, valuation evidence, and procedural posture.
Insurance Company Profiles, Claim Disputes, And Legal Options
An insurance company profile is only part of the story. A specific insurance dispute is usually evaluated by the policy language, claim facts, documentation, cause of loss, valuation evidence, repair scope, and claim posture.
Homeowners insurance claims can become denied, delayed, underpaid, or disputed through coverage disputes, causation disputes, repair-scope disputes, depreciation disputes, matching disputes, engineering-report disputes, documentation disputes, and claim-classification issues.
Your Insurance Company Rejected All Or Part Of Your Claim.
Should You Hire A Lawyer Or A Public Adjuster?
A public adjuster may assist with documenting damage, preparing estimates, inventories, and claim presentations. When the dispute becomes a denial, coverage dispute, underpayment dispute, repair-scope dispute, matching dispute, depreciation dispute, engineering-report dispute, or litigation dispute, the analysis may change.
A public adjuster cannot file a lawsuit. A lawyer can evaluate litigation options, policy language, claim history, evidence, and legal remedies.
Other Insurance Company Profiles
Learn More About Insurance Claim Disputes
This page provides institutional information about State Farm as a property and casualty insurance entity. A specific insurance dispute is evaluated by the policy language, claim facts, issuing carrier, cause of loss, liability evidence, valuation evidence, documentation, and claim posture.
If an insurance claim has become denied, delayed, underpaid, partially denied, or disputed, the next issue is often identifying whether the disagreement involves coverage, causation, fault, repair scope, valuation, proof, depreciation, matching, UM/UIM coverage, or claim handling.
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