The Insurance Company Denied My Claim or Made a LowBall Offer. Can I Sue Them?
It’s an unfortunately common scenario. The insurance company for the at-fault driver offers you a few hundred dollars in settlement of your personal injury claim. They tell you that it is difficult to understand how you were hurt because the vehicles involved did not sustain massive property damage that costs thousands of dollars to repair -or some... Read more »
How Do I Get All of My Medical Records and Bills For A Personal Injury Case?
Yes, you can request your own medical records, but getting all of the records and all of the bills needed for a Maryland personal injury case is rarely simple. The main risk is assuming one request to one doctor solves the problem. It usually does not. Records and bills are often stored, billed, and released... Read more »
I Lost My Job Because Of This Accident. Can I Recover My Lost Wages?
You bet. If you are hurt in a Baltimore automobile accident by the negligence of another, and are kept out of work by a doctor, the wages you’ve lost are recoverable. If you are given a light duty or part time duty restriction by your doctor, you’re entitled to recover the difference between what you... Read more »
How Baltimore Much is My Case Worth? Three Times My Medical Bills?
Is My Personal Injury Case Worth Three Times My Medical Bills? Direct Answer: The “three times medical bills” rule is a legacy multiplier that no longer reflects modern insurance valuation. Most major carriers now utilize algorithmic software to determine settlement ranges, often leading to Soft Denials where the offer fails to account for the actual... Read more »
What is PIP? How Does Baltimore Personal Injury Protection Work?
Personal injury protection [PIP] benefits are ‘no-fault’, ‘first-party’ insurance benefits. ‘No-fault’ means that you get these if injured in a an automobile accident, no matter what the blame for the accident is. [Of course, you’re not eligible if you intentionally caused the this automobile accident, or if you were committing a felony that led to the... Read more »
Car vs. Car Door: Do I Have a Personal Injury Claim?
This may seem like a misplaced article, one more properly cataloged under “property damage” claims. It’s not. Seasoned Baltimore personal injury and accident lawyers are familiar with “car door” claims. As discussed previously, there may some popular wisdom holding that any time a vehicle makes contact with another object [e.g. another car, another bus, a... Read more »
Can I Sue the Bus or Taxi Company for Personal Injury?
Can I Sue the Bus or Taxi Company for Personal Injury? If you were hurt on a bus or in a taxi, you may have a claim — but the answer depends on who caused the event, whether you sustained a verifiable injury, what entity controlled the vehicle, and whether there is actually collectible insurance... Read more »
Can the Insurance Company Deny, Delay, Underpay, or Disclaim Coverage After a Maryland Accident?
Can the Insurance Company Deny, Delay, Underpay, or Disclaim Coverage After a Maryland Accident? Yes. After a Maryland accident, an insurance company may deny the claim, delay the claim, underpay the claim, or argue that coverage does not apply. Insurance exists to cover certain losses, but that does not mean the company handling the claim... Read more »
Do I have to Have A Permanent Injury to Get A Settlement?
I’ve talked in other chapters of these guides about the effect, good or bad- of the testimony of the injured person on the outcome of the trial. Even seasoned Baltimore personal injury and accident lawyers that try their cases have likely had a case come off the wheels at one time or another. One potential problem... Read more »
If I Don’t Go To Physical Therapy Does It Affect the Value of My Case?
Everyone has day-to-day responsibilities and obligations. Jobs, kids and the like. Being involved in an automobile accident can make getting those obligations met all the more difficult. It’s not just a question of being injured, sore and a little less mobile. Many Baltimore car accident victims need a course of physical or chiropractic therapy, with sessions... Read more »
Can I Recover My Car Rental Expenses After My Car Was Damaged or Totaled?
Yes. In Maryland, rental-car expenses can be part of the property-damage side of a motor vehicle claim after a crash. The main risks are a liability dispute, weak documentation, and delay in repairing or replacing the vehicle once that can reasonably be done. Insurance companies often let rental days accumulate while they investigate fault, inspect... Read more »
Should I Document All of My Expenses After A Car Accident?
Yes. After a Maryland car accident, you should document every reasonable expense connected to the crash. The main risk is not just forgetting a charge. It is giving the insurance company an opening to say the loss was never incurred, was unrelated, or is too vague to count. The next question is what categories of... Read more »
