Uninsured Motorist Insurance Coverage
What is uninsured motorist coverage? Uninsured Motorist coverage is considered “first party” insurance. Like health, or perhaps disability insurance, it is your insurance. You pay the premiums. You have a policy with your insurance company. Your insurance company owes you some duties of fair dealing. And, if a loss happens, you can look to your... Read more »
How long will my Baltimore personal injury case take?
It’s the third most frequent question in my business. Like the other two: “Do I have a case”, and “How much is my case worth”, the answer depends on any number of variables. Even though the answer is going to vary from case to case, some generalizations can be made. The length of time to... Read more »
What Are Some Common Injuries From a Car Accident?
Every accident is a unique event. Certainly, every personal injury is likewise unique and singular for the person sustaining it. Having said that, in 25 years of practice, I Attorney Eric T. Kirk have encountered some commonly recurring conditions on a frequent basis. I represented hundreds of people over the years who have suffered with these typical... Read more »
Does the Other Driver’s Insurance Company Matter in Determining How Much I Recover?
Does the Other Driver’s Insurance Company Matter in Determining How Much I Recover? Yes, but not in the way most people first think. The name of the other driver’s insurance company can affect claim handling, negotiation style, and how aggressively the case is resisted. The bigger practical issue, however, is whether there is insurance at... Read more »
What is Involved in Personal Injury Litigation?
Litigation is not quite simply going to court for a trial. It’s a process rather than event. When attempts at reaching an amicable settlement of a case have failed, the filing of a lawsuit is the next step in the process. Statistics show us that most cases settle prior to the filing of a lawsuit.... Read more »
Is My Baltimore Car Accident Captured on Film By A Surveillance Camera?
Can a surveillance camera help prove a Baltimore car accident? Sometimes, yes. A car accident may be captured by a traffic camera, business camera, residential camera, parking-lot camera, dashcam, or a witness’s phone, but many crashes are not recorded, and not every device mounted near an intersection is actually storing video. That matters because Maryland... Read more »
Who Should I Talk To After A Baltimore Car Accident?
Do I Have To Call The Police? Should I Talk to The Other Insurance Company? After a Maryland car accident, you should generally speak to the responding officer, EMTs or other medical providers, any witnesses, the other driver only to the limited extent necessary to exchange information and check immediate safety, and your own insurance... Read more »
Insurance Company Denies Baltimore Injury Claim, Saying “Soft Tissue” / “Minimum Impact”
When an insurance company labels an injury as “soft tissue” or “minimum impact,” it is usually signaling a strategy to minimize or deny the claim. Main risk: the insurer uses low-impact arguments to reduce the perceived seriousness of your injuries. Insurance reality: carriers use these labels to justify lower settlement values or outright resistance. Next... Read more »
Top 5 Maryland Personal Injury Questions: Should I Go To The Doctor, or, I Haven’t Gone To The Doctor Yet.
While it’s difficult to answer these inquiries with across-the-board precision, this subject arises frequently during initial case analysis and strategy sessions. The short answer to both questions posed in the title is a resounding “yes”. Anytime anyone who has been involved in a car accident asks me if they should go to the doctor, my... Read more »
Five Key Reasons Why Insurance Companies Deny Personal Injury Claims.
Maryland Insurance companies deny hundreds of claims each week. I’ve identified, perhaps, the five principal reason insurance companies use to deny claims concerns citing their oft-raised contention that “there is no personal injury sufficient to justify monetary compensation resulting from most motor-vehicle accident occurring in Baltimore, MD”. Let’s look at what we hear from insurers,... Read more »
Top 3 Common Mistakes When Seeking Medical Treatment After A Motor Vehicle Accident.
One thing that I see frequently enough to merit attention is the person who delays first seeking medical care after they are involved in an accident. I discuss the possible impacts on a claim where someone waits too long to get medical treatment after a car accident in another Article. The bottom line is, and suffice it to... Read more »
Common Mistakes Made By Not Hiring A Personal Injury Attorney
It’s a common refrain, and a typical internal debate. “Should I hire a personal injury attorney?” There are articles in these guides that discuss suggested factors to be considered in making a decision to hire an attorney. Let’s take a moment to look at the downside. What are some of the pitfalls involved? Are their mistakes... Read more »
