Baltimore Car Insurance. What Is No-Fault Coverage?
Baltimore Car Insurance. What Is No-Fault Coverage?
Attorney Eric T. Kirk will tell you.
Transcript
In Maryland, we call no-fault insurance PIP or personal injury protection. This is first-party insurance coverage. First party, meaning it’s your insurance, it’s on your vehicle, you pay for it. It’s available to pay for your medical expenses and your lost wages up to the policy limits. Now in Maryland, the typical policy limit for PIP is 2,500 dollars unless you purchase more, and as indicated, it’s no-fault. If there’s an automobile accident and you’re hurt, or you’ve lost wages, you’re entitled to collect those benefits, irrespective of whether or not its somebody else’s fault or your fault.
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For over three decades, I have battled against the nation’s largest insurance companies, always endeavoring to ensure my clients receive the compensation they deserve. As lead counsel in thousands of cases across Maryland, New York, and Florida, I have recovered millions for clients whose claims were wrongfully denied and delayed. Whether denying fair compensation for a personal injury victim or denying benefits to a homeowner, Insurance companies employ policy exclusions, technicalities, and lowball offers to deny and defeat claims. They also hire very good lawyers to fight you in court. So should you. When an insurance company unfairly rejects a claim, I stop them.
