What If I Told The Insurance Company I Wasn’t Hurt In My Car Accident?
An insurance representative, or “claims adjuster” for the company that insures the other driver will invariably try to contact you in the hours after any automobile accident. They will certainly ask you questions about the event. In many instances, they ask for your permission to record the interview for later use. This representative will express... Read more »
How An Insurance Company Can Use Contributory Negligence To Deny or Defeat Your Personal Injury Claim.
In Maryland, contributory negligence can be a powerful tool at the disposal of an insurance company allowing it to defeat an otherwise valid personal injury claim. Unlike most states, Maryland has chosen to adhere to this vestige of the common law. Most other jurisdictions in the land have moved to a system of comparative fault.... Read more »
Can I Force The Insurance Company To Pay More Money For My Accident Claim?
If an insurance company is engaging in less than good-faith negotiations, or has extended an unreasonably low offer, the only thing that you can do is take your financial recovery out of their hands altogether by filing a lawsuit in the appropriate jurisdiction. You will almost certainly require the skills and services of an experienced... Read more »
What Is The Next Step To Take After A Car Accident [Or Other Personal Injury Causing Event?]
As a Baltimore injury lawyer, I would say. most likely the most frequently asked question is something like: “Do I have a case?” or, “How much is my case worth?” These are great questions, but perhaps not the most important to an injury victim in Baltimore. What Is The Next Step To Take After A... Read more »
Do You Have to Carry Liability Car Insurance In Maryland?
Maryland law requires that you carry 30,000 of bodily injury liability insurance coverage, or “another form of security in place of a vehicle liability insurance policy if … the other form of security adequately provides the benefits required” Most states have similar provisions. Arizona, Florida, New Hampshire, Virginia, may not require that you carry bodily... Read more »
Personal Injury Protection Coverage – Rejection of Coverage.
Personal Injury Protection Benefits [PIP] are first-party no-fault car insurance benefits available under Maryland law. As Attorney Eric T. Kirk will tell you. Historically, one could obtain benefits, or could decline the availability benefits at least as to themselves-but not for their passengers- by telling their insurance company they did not want the coverage, signing something to... Read more »
When Should I Settle My Personal Injury Case?
Perhaps unlike many things in this business, the timing of a personal injury settlement is not essential is far less significant than the content or the terms of that settlement. The larger question for the injured person is “should” they settle, rather than when. There are multiple opportunities to reach an amicable settlement of a... Read more »
If Someone Else’s Car Touches Mine- Am I Entitled To Monetary Compensation?
Car accidents are a fairly common occurrence in all urban and metropolitan areas. Certainly, Baltimore and the surrounding suburbs are no exception. Roads, highways shopping centers, strip malls, parking lots, fast food. Congestion is rampant. Some vehicles are simply too big for routine urban use. The very nature of urban and suburban traffic makes it much... Read more »
What Type of Claim is Covered by Uninsured Motorist Insurance Coverage?
The law requires that all insurance policies written and issued in Maryland contain uninsured motorist coverage. This type of insurance coverage can apply to a variety of different situations- not all of which are defined in the policy of insurance. Uninsured motorist coverage is mandatory under Maryland law- unless the individual purchasing the insurance, in... Read more »
Who is At Fault for A Baltimore Rear End Accident?
It surprises many people to learn that it is possible in Maryland to cause another vehicle to rear-end you. Of course, the prevailing view is that the following driver has an absolute obligation to: control his or her vehicle not follow too closely be aware of the actions of the vehicle[s] in front of them... Read more »
Why Do I Have To Pay My Medical Expenses From My Car Accident Settlement?
The short answer is you are responsible. It’s a tough concept. There is absolutely no question whatsoever that if you sustained a personal injury as the result of a car accident, or as the result of another injury-causing event, the responsible, negligent, at-fault party is required to pay you for the medical expenses you incurred.... Read more »
My Car Does Not Have A Lot of Damage. Does That Mean I Was Not Hurt?
It is a classic, prototypical, archetypal, insurance defense argument, advanced in thousands of courtrooms, thousand of times a day. As Attorney Eric T. Kirk will tell you. A more relaxed, refined version of the argument runs since there is no visible property damage to the cars. there could be no injury requiring more treatment that a... Read more »
