How Do I make a Claim for Uninsured Motorist Insurance Coverage ?
While not necessarily a direct factor used in determining the value of your personal injury claim, an experienced Baltimore personal injury lawyer will tell you: The amount of your uninsured or underinsured motorist coverage is a direct factor in determining the amount you may be able to recover in a car accident case. Let’s say you... Read more »
My Insurance Company Won’t Pay or Denied my Uninsured Motorist Insurance Claim
Let’s say you have the misfortune of being injured in an automobile accident, and you sustain personal injuries, incur medical bills, and experience wage loss. What if the at-fault-driver had the statutorily mandated minimum coverage of just $30,000? In a more ominous situation, what if that at-fault-driver had no coverage at all? You’ll need the... Read more »
Does the Insurance Company Use A Computer to Determine How Much I Get for my Personal Injury?
Many major insurance companies allow a computer to determine how much injury victims should collect. This may come as shock to many, but more than ten years ago, most insurance companies began using computer software to determine the amounts they would pay to a victim of negligence. The maker of “Colossus” -Computer Sciences Corporation– realizes enormous... Read more »
Does The Amount Of Damage To My Car Effect The Value Of My Personal Injury Case?
It absolutely does. The insurance industry’s approach to cases in which the property damage is less than $1000 is explored in other guides. For the purposes of this discussion, note that a low property damage number may mean the insurance company will refuse to pay you anything at all. Several years ago, 70 of the... Read more »
Can I Sue A Landowner or Store Owner If I get Hurt on Their Property?
When one is injured on the property of another [ e.g in someone’s home or on their land, or in business premises like a story or theater] the claim for personal injury that may ensue is typically referred to as a “premises liability claim”. As attorney Eric T. Kirk will tell you, the outcome may depend... Read more »
What Is The Liability of a Landlord for Injuries ?
A Baltimore landlord must take reasonable measures to ensure the safety of his or her tenants. A landlord has an obligation to keep “common areas” such as exterior walkways, paths, stairways and facilities free from dangerous and defective conditions. A landlord is not generally responsible for dangerous or defective conditions inside of a leased premises.... Read more »
Can the Insurance Company Say My Injury is Pre-Existing ?
Make no mistake, an insurance company will frequently seize on any prior mishap, accident or injury, no matter how slight or remote. Can the Insurance Company Say My Injury is Pre-Existing ? Baltimore Personal Injury Lawyers answer: YES Will the Insurance Company Say My Injury is Pre-Existing ? That insurance company may argue that any... Read more »
Can I Collect For My Mental Anguish Or Emotional Distress Or Injury From A Car Accident?
Of course if you sustain a serious physical injury due to the negligence of another, and there is accompanying emotional distress, recovery for that distress is not normally in question. What if there is no direct physical impact, just fright, fear, nervousness or the like that result from someone’s negligent conduct? “[I]n earlier times, courts... Read more »
The Insurance Company Denied My Claim Saying it was an Emergency
Maryland drivers are charged with the obligation of using reasonable care to avoid car accidents, and generally for the safety of others when driving. However, the nature of that duty may change depending on the circumstances. A driver faced with a sudden and real emergency situation, not a result of that driver’s misconduct, is required... Read more »
Can Insurance Company Say “No One” Is At Fault for Causing A Baltimore Accident?
Can Insurance Company Say “No One” Is At Fault for Causing A Baltimore Accident? You bet they can, and do. Personal injury lawyers have heard this argued one more than one occasion. Whether it is phrased in terms of “act of god”, “unavoidable accident” or some strain of “sudden incapacity of a driver”, lawyers representing... Read more »
What If I Can’t Find The Person that Hit Me: The Hit and Run Accident
Navigating Claims After a Baltimore Hit-and-Run Accident If you’ve been injured in a hit-and-run accident or by an uninsured driver, you might feel overwhelmed and uncertain about where to turn. What If I Can’t Find The Person that Hit Me? The hit and run accident was not your fault. Are you entitled to compensation? An... Read more »
What Reasons Can The Insurance Company Use to Deny My Claim?
In theory, the reasons that an insurance company can use to deny a claim are as limitless as the imagination of the creative adjuster. So long as there is some factual basis for the denial, there are no limitations. Most insurance companies are huge entities with massive resources that dwarf those of the individuals with whom... Read more »
