Over the course of the last decade, I've published in excess of 700 articles in the areas of personal injury, criminal defense, workers' compensation and insurance disputes, generally. If you can't find what you're looking for, feel free to contact me to discuss the details of your case and learn how I can help.
It’s the third most frequent question in my business. Like the other two: “Do I have a case”, and “How much is my case worth”, the answer depends on any number of variables. Even though the answer is going to vary from case to case, some generalizations can be made. The length of time to resolve a case is going to depend on the severity of the injury, the process of recuperation, if litigation is necessary, and the venue of that litigation, including any appeals. As Attorney Eric T. Kirk will tell you.
An overview of the process looks something like this:
treatment and recuperation for the client/ investigation and information gathering for the lawyer.
Thankfully, most people involved in car crashes aren’t injured in a life threatening way. To be sure, I’ve handled a multitude of cases over the years where a decent, hardworking person has been involved in an accident that forever alters the course of their life. They face years of treatment, surgeries and grueling recuperation. Thankfully, that does not happen to most people involved in car accidents. Most people involved in car accidents have injuries that resolve within three to six months.
Notice I did not say that these injuries were not serious. That, frankly, is what the insurance company typically does. Anyone who has ever been injured by the fault of another knows that backhanded insult is a serious matter.
I said that the typical injuries resolve within 3 to six months. At the end of the acute treatment stage, a process of demand and negotiation begins. I provide the information I gathered, and submit a demand for settlement to the insurance company, which in turn may deny the claim, or make an offer.
If the claim is denied, or an insufficient offer that cannot be negotiated upward is made, litigation ensues. Obviously, if a settlement offer is accepted, the case concludes. If there is good faith negotiation, the back and forth may take a few months. If the negotiation process is ultimately unsuccessful, the next step is taken. Most cases resolve at this phase of “pre-suit” negotiation. But certainly not all cases. It is not at all uncommon for an insurance company to make an offer in an attempt to get rid of the open claim. Occasionally, we see that such offers are fair, reasonable, and made in a good faith attempt to resolve the claim. More often, we tend to see the insurance company submit a lowball offer, and subsequently offer only a small increase as their “final offer”. If the insurance company denies the case, as frequently happens, there is really little to think about. I ask the court to determine fair compensation for my clients. When the insurance company engages in negotiation unlikely to settle a case, there is also generally little to think about. The filing of a lawsuit is required.
Litigation, this final stage, is the formal filing of a lawsuit in court.
In Maryland, this is done in District Court, or in Circuit Court. The initial trial date in District Court is typically about 3 months from the date of filing. The times involved are longer in Circuit Court, with the trial date not set for a year, or perhaps more, from filing.
I always extend a complimentary legal analysis and strategy planning meeting to all prospective clients. If you have questions about the value of a personal injury matter, please feel free to call me. 410 591 2835.
Technical Information
Eric T. Kirk is a Baltimore Personal Injury Lawyer with over 30 years of trial experience.
Practice areas: Insurance Claim Denial, Auto Accidents, Wrongful Death.
Neighborhoods served: Canton, Federal Hill, Fells Point, Mount Vernon, Patterson Park, Harbor East, Inner Harbor, Hampden, Charles Village, Highlandtown, Roland Park, Upper Fells Point, Remington, Belair-Edison, Morrell Park, Westport, Brooklyn, Carroll Park, Cherry Hill, Medfield, Bayview, Upton, West Baltimore, Middle East, Park Heights, Reservoir Hill, Cedonia, Guilford, Lauraville, Govans, Homeland, Waverly, Edmondson Village, Washington Village, Sandtown-Winchester, Madison Park, Berea, Barclay, Greenmount West, Butcher's Hill, Greektown, Station North, Old Goucher, Seton Hill, Otterbein, Pigtown, Poppleton, Franklin Square, Hollins Market, Carrollton Ridge, Druid Hill Park, Coppin Heights, Easterwood, Mondawmin, Penn North, Bolton Hill, Oliver, Clifton Park, Northwood, Hamilton, Beverly Hills, Coldstream Homestead Montebello, Pen Lucy, Ednor Gardens-Lakeside, Cold Spring, Original Northwood, Waltherson, Arcadia, Loch Raven, Montebello, Moravia-Walther, Overlea, Ramblewood, Rosemont, Taylor Heights, Westfield, Baltimore Highlands, Brewers Hill, CARE, Downtown, East Baltimore Midway, Greenmount Cemetery, Johnston Square, Madison-Eastend, McElderry Park, Milton-Montford, Patterson Place, South Clifton Park, University of Maryland, Mid-Town Belvedere, Dunbar-Broadway, Gay Street, Jonestown, Little Italy, O'Donnell Heights, Patterson Park Neighborhood, Upper Fells Point, Washington Hill, Ridgely's Delight, Riverside, Sharp-Leadenhall, Stadiums Area, Union Square, Beechfield, Dickeyville, Edgewood, Edmondson Village, Franklintown, Gwynns Falls, Hunting Ridge, Irvington, Penrose/Fayette Street Outreach, Rognel Heights, Saint Agnes, Shipley Hill, Ten Hills, Tremont, Uplands, Violetville, Wakefield, Westgate, Yale-Heights, Ashburton, Bridgeview-Greenlawn, Burleith-Leighton, Central Forest Park, Coppin Heights/Ash-Co-East, Dolfield, Dorchester, Druid Heights, East Arlington, Easterwood, Evergreen Lawn, Forest Park, Franklintown Road, Garwyn Oaks, Grove Park, Hanlon Longwood, Harlem Park, Heritage Crossing, Howard Park, Liberty Square, Midtown-Edmondson, Mosher, Mount Holly, Northwest Community Action, Panway/Braddish Avenue, Parkview/Woodbrook, Penn North, Purnell, Reservoir Hill, Rosemont, Rosemont Homeowners/Tenants, Sandtown-Winchester, Upton, Walbrook, West Arlington, West Forest Park, Winchester, Windsor Hills.
Baltimore Personal Injury Trial Lawyer Eric T. Kirk
Legal Analysis & Case Studies
Baltimore Insurance Claims Denial Lawyer
Eric T. Kirk Baltimore Personal Injury Trial Lawyer
For over three decades, I have battled against the nation’s largest insurance companies, always endeavoring to ensure my clients receive the compensation they deserve. As lead counsel in thousands of cases across Maryland, New York, and Florida, I have recovered millions for clients whose claims were wrongfully denied and delayed. Whether denying fair compensation for a personal injury victim or denying benefits to a homeowner, Insurance companies employ policy exclusions, technicalities, and lowball offers to deny and defeat claims. They also hire very good lawyers to fight you in court. So should you. When an insurance company unfairly rejects a claim, I stop them.
For the last 30 years, I’ve battled the insurance industry to ensure my clients receive full, fair and just compensation. I’ve secured millions of dollars for my clients after litigating claims that were denied or undervalued by their insurance company.
“When an insurance company unfairly denies, rejects or undervalues a claim, I stop them.”