Can An Insurance Company Put Used Parts in My Car?
Although it’s not directly related to the value of the injury component of a personal claim, Baltimore personal injury lawyers know the amount an injury victim gets for the damage to their vehicle is certainly a component of the overall value of the claim- although there is no scientific or medical evidence that supports this... Read more »
Are There Rules For Baltimore Insurance Claims Adjusters?
Many states and localities have enacted rules that govern what an insurance claims adjuster does, says, and how they act. Baltimore does not have a comprehensive set of rules for insurance claims adjusters. Maryland has chosen not to enact a specific training or experience requirements that govern claim adjusters. An ethical rule in effect in... Read more »
What is Insurance Policy Stacking?
We’ve discussed in other chapters that the availability of insurance, and the amount of that insurance is often the most important single factor in assessing the value of a case. If you can recover from more than one policy, your case has a greater value, or at least a greater possible maximum value. Stacking is... Read more »
Can I Recover More Than The At Fault Driver Has For Insurance? What is an Excess Judgment?
The answer is “yes”, but it’s not easy. One scenario is the “excess judgment”. For example, assume your Baltimore car accident case goes to trial, and you receive $40,000, and the defendant was insured for $30,000. The insurance company for the defendant pays the $30,000. But by the terms of the policy, that is the... Read more »
Can I Collect That Judgment? What is a Garnishment?
We’ve discussed in other chapters the bane of Baltimore personal injury litigation, for victims and lawyers alike– the uninsured defendant. The same sort of frustration can set in where there is limited insurance, and a sizeable excess judgment above the policy limit. As Attorney Eric T. Kirk will tell you. There are more than a few... Read more »
Can I Collect on My Judgment? What Are Execution and Levy?
We’ve discussed in other chapters that the presence and amount of insurance is a major factor in determining the worth of a case, as a case against an uninsured person may be worth nothing at all. Having a piece of paper saying someone owes you money, is something much different from actually having that money.... Read more »
Do I Report My Car Accident Claim and Who Do I Report It To?
You should talk to your insurance company. You have to talk to the police. You should consult with a personal injury attorney if you have sustained injury. But that is about it. You should not talk to anyone else in the wake of an accident. Baltimore injury/accident attorneys should report a Maryland automobile accident to... Read more »
The Insurance Company Denied My Claim or Made a LowBall Offer. Can I Sue Them?
It’s an unfortunately common scenario. The insurance company for the at-fault driver offers you a few hundred dollars in settlement of your personal injury claim. They tell you that it is difficult to understand how you were hurt because the vehicles involved did not sustain massive property damage that costs thousands of dollars to repair -or some... Read more »
How Do I Get All of My Medical Records and Bills For A Personal Injury Case?
I’ve Attorney Eric T. Kirk outlined in other volumes the various elements of recoverable damages. Medical expenses are frequently the biggest single piece of that pie. You, of course, are entitled to recover your medical costs, but you need to demonstrate what they were. Assembling all the medical bills incurred, in a form that is admissible at trial, can... Read more »
How Baltimore Much is My Case Worth? Three Times My Medical Bills?
As as Baltimore personal injury and accident layer- the most frequently asked question is get: How Baltimore Much is My Case Worth? -and often, the follow-up- Three Times My Medical Bills? The articles in my guides are devoted to shedding light on the multitude of factors that go into determining fair value for a Baltimore... Read more »
What is PIP? How Does Baltimore Personal Injury Protection Work?
Personal injury protection [PIP] benefits are ‘no-fault’, ‘first-party’ insurance benefits. ‘No-fault’ means that you get these if injured in a an automobile accident, no matter what the blame for the accident is. [Of course, you’re not eligible if you intentionally caused the this automobile accident, or if you were committing a felony that led to the... Read more »
Car vs. Car Door: Do I Have a Personal Injury Claim?
This may seem like a misplaced article, one more properly cataloged under “property damage” claims. It’s not. Seasoned Baltimore personal injury and accident lawyers are familiar with “car door” claims. As discussed previously, there may some popular wisdom holding that any time a vehicle makes contact with another object [e.g. another car, another bus, a... Read more »
