Is It Difficult to Get a Good Settlement from Progressive Insurance Company?
Progressive insurance company is the fourth largest automobile insurance company in the United States. Personal injury and accident lawyers Attorney Eric T. Kirk in Baltimore have seen that Progressive typically uses “in house” personal injury defense lawyers to contest the claims Progressive has denied in court. Progressive is an enormously profitable business. Bloomberg.com reported Progressive had net profits exceeding 1 billion... Read more »
Is GEICO a Fair Insurance Company to Get A Setlemement From?
GEICO is one of the largest auto accident insurance companies in the land, and the largest in Maryland. GEICO is massively profitable. If you have any doubt about that, consider these two salient facts. As Attorney Eric T. Kirk will tell you. Warren Buffet bought the company, and they spend almost a billion dollars a year... Read more »
Is Liberty Mutual a Good Company to Get a Settlement From.
Liberty Mutual is an enormously profitable American insurance company. Baltimore personal injury and car accident lawyers Attorney Eric T. Kirk have also seen that the major auto insurers employ different methods to generate enormous profits. While paying less out in claims is perhaps a business model, or part of a larger model, it is certainly not the... Read more »
Is USAA an Easy Insurance Company To Get a Settlement From?
Although perhaps somewhat below the radar screen of most national consumers, USAA is well known to Baltimore personal injury and accident lawyers Attorney Eric T. Kirk handling Maryland car accident claims. Perhaps USAA should be a little more well known. The company proudly boasts that its net worth has increased from only 20 billion in 2011... Read more »
What Is The Value Of My Personal Injury Case? – Insurance Company Delayed Claims
I’ve seen over the years that insurance companies employ various models to combat claims. One method is outright denial. Here, the insurance company takes the position that either there was no accident or injury, it wasn’t their insured’s fault. Another method is to delay the payment of the claim. Imagine a scenario with which Baltimore personal... Read more »
How Much Money Do Insurance Companies Make?
I’ve given a lot of attention in these guides to the insurance industry. The careful reader will note a common thread, well known to Baltimore personal injury and accident lawyers- insurance companies make an enormous amount of money. I’ve Attorney Eric T. Kirk highlighted the specific recent financial gains of the some nation’s 10 largest property casualty... Read more »
The role of the insurance company. The Denied Claim.
Baltimore personal injury and accident lawyers are keenly aware that the denied claim often has the same economic impact as the delayed claim. Ultimately, whether the claim is delayed by the inaction of the insurance company, or denied, necessitating trial months or years down the road, the financial impact on the car accident victim, and the... Read more »
How Much Underinsured Motorist Insurance Coverage Should I Buy?
Uninsured motorist coverage provides coverage for you if the person that hits you has no coverage. Underinsured motorist coverage provides a source of recovery if the person that causes your Baltimore car accident has coverage, but not enough. Baltimore personal injury and accident lawyers Attorney Eric T. Kirk that have handled significant cases of this type... Read more »
What Is Med Pay or Medical Payments Insurance Coverage in a Premises Liability Case?
I’ve taken a lot of space in these guides describing the various factors that go into an intelligent assessment of the “value” of a case. I’ve said it numerous times, but it bears repeating: The availability and amount of liability insurance are often hugely import factors in a value assessment. Are there other coverages? We’ve discussed... Read more »
Can I Be Liable for Not Repairing or Maintaining My Car if There Is An Accident?
Maryland law imposes numerous obligations on the owners of a motor vehicle keeping it: insured, inspected and up to par on emissions standards. Seasoned personal injury and accident lawyers like Attorney Eric T. Kirk in Baltimore are also very aware that owner has an obligation to keep that car safe as well. Section 22-101 of the transportation... Read more »
What Types of Car Accident Insurance Do I Have? What Do the Numbers on My Policy Mean?
The coverage provided by an insurance policy is reflected, generally, in a separate document called a declarations page. The number following the coverage description is the dollar amount of the maximum policy payout, i.e. “limits” Personal injury and accident lawyers Attorney Eric T. Kirk in Baltimore MD see numbers like this every day. Typical “100/300” liability coverage... Read more »
Top 5 Advantages of Hiring a Baltimore Personal Injury Attorney After a Car Accident
Your actions immediately after a car accident may prove pivotal, if not decisive, when seeking compensation. Many victims of car accidents caused by negligent drivers suffer serious personal injury, incur steep medical bills, and have to contend with lost wages. The process of recovering compensation can be long and arduous for victims, With the help... Read more »
