When Do I Qualify for PIP benefits?
The availability of PIP benefits directly affects the value of a Baltimore automobile/car accident claim as the benefits, in part, cover medical expenses that would otherwise need to be paid from settlements of judgments. Passengers in these vehicles generally do not qualify.
- taxicabs and
- state-owned vehicles
There may be exceptions that should be explored where the injured person is covered under a separate PIP policy. An experienced personal injury attorney can intelligently advise you if you have PIP*, if you qualify for benefits, and assist you in filing a claim. I assist my clients in filing their PIP claims on request, and at no cost, as an ancillary service to representation in a personal injury claim. I Attorney Eric T. Kirk also offer my Maryland clients a reduced attorney fee program for their personal injury cases.
*The Assembly has recently enacted a change in this process. Marylanders now have the option of carrying less insurance. An insured may now reject personal injury protection altogether, under specific circumstances. See Insurance Article, Md. INSURANCE Code Ann. § 19-506.1.