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Over the course of the last decade, I've published in excess of 700 articles in the areas of personal injury, criminal defense, workers' compensation and insurance disputes, generally. If you can't find what you're looking for, feel free to contact me to discuss the details of your case and learn how I can help.

Is It Difficult to Get a Good Settlement from Progressive Insurance Company?



Progressive insurance company is the fourth largest automobile insurance company in the United States. Personal injury and accident lawyers Attorney Eric T. Kirk in Baltimore have seen that Progressive typically uses “in house” personal injury defense lawyers to contest the claims Progressive has denied in court. Progressive is an enormously profitable business. Bloomberg.com reported Progressive had net profits exceeding 1 billion... Read more »


Is GEICO a Fair Insurance Company to Get A Setlemement From?



GEICO is one of the largest auto accident insurance companies in the land, and the largest in Maryland. GEICO is massively profitable. If you have any doubt about that, consider these two salient facts. As Attorney Eric T. Kirk will tell you. Warren Buffet bought the company, and they spend almost a billion dollars a year... Read more »


Is Liberty Mutual a Good Company to Get a Settlement From.



Liberty Mutual is an enormously profitable American insurance company. Baltimore personal injury and car accident lawyers Attorney Eric T. Kirk have also seen that the major auto insurers employ different methods to generate enormous profits. While paying less out in claims is perhaps a business model, or part of a larger model, it is certainly not the... Read more »


Is USAA an Easy Insurance Company To Get a Settlement From?



Although perhaps somewhat below the radar screen of most national consumers, USAA is well known to Baltimore personal injury and accident lawyers Attorney Eric T. Kirk handling Maryland car accident claims. Perhaps USAA should be a little more well known. The company proudly boasts that its net worth has increased from only 20 billion in 2011... Read more »


What Is The Value Of My Personal Injury Case? – Insurance Company Delayed Claims



I’ve seen over the years that insurance companies employ various models to combat claims. One method is outright denial. Here, the insurance company takes the position that either there was no accident or injury, it wasn’t their insured’s fault. Another method is to delay the payment of the claim. Imagine a scenario with which Baltimore personal... Read more »


How Much Money Do Insurance Companies Make?



I’ve given a lot of attention in these guides to the insurance industry. The careful reader will note a common thread, well known to Baltimore personal injury and accident lawyers- insurance companies make an enormous amount of money. I’ve Attorney Eric T. Kirk highlighted the specific recent financial gains of the some nation’s 10 largest property casualty... Read more »


The role of the insurance company. The Denied Claim.



Baltimore personal injury and accident lawyers are keenly aware that the denied claim often has the same economic impact as the delayed claim. Ultimately, whether the claim is delayed by the inaction of the insurance company, or denied, necessitating trial months or years down the road, the financial impact on the car accident victim, and the... Read more »


How Much Underinsured Motorist Insurance Coverage Should I Buy?



Uninsured motorist coverage provides coverage for you if the person that hits you has no coverage. Underinsured motorist coverage provides a source of recovery if the person that causes your Baltimore car accident has coverage, but not enough. Baltimore personal injury and accident lawyers Attorney Eric T. Kirk that have handled significant cases of this type... Read more »


How Likely is It That I Will Be Involved In A Car Accident?



The statistics suggest that you are more likely to be involved in a car accident while driving in Baltimore, MD, that in other locations. The frequency of your own car accidents can have an impact on the value of your claim, even if a negative one. [see discussion of “priors”]. While Baltimore personal injury and... Read more »


What Causes the Most Motor Vehicle Accidents?



There are countless answers to that question. Of course the “cause” of any Maryland car accident has a direct impact on the value. If there is no one at fault, there is no case to attach a value to. Moreover, if the injured person later looking t make the claim caused or contributed to the... Read more »


Who is most likely to be involved in a Baltimore accident?



Maryland car accident lawyers dealing in Baltimore automobile crash cases have seen the statistics showing that men are more likely, some would say overwhelmingly more likely, to be involved in an a car wreck. As Attorney Eric T. Kirk will tell you. Another conventional wisdom is borne out by the statistics as well. As people get... Read more »


Is It Illegal And Negligent to Use A Cell Phone/ Text While Driving?



It is illegal to use a handheld cell phone while driving, at least in Maryland. Most states have enacted laws that prohibit cell phone use while driving, and in particular “texting” while driving. Maryland is no exception. It is illegal in Maryland to use a handheld cell phone to text, or talk, while driving. What are the penalties... Read more »


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