The Insurance Company Denied My Claim. Do I Get A Refund?

We’ve explored in another guide what every Baltimore personal injury lawyer knows- insurance companies deny claims. Experienced personal injury lawyers in Baltimore know that it happens frequently. Consider a situation where your own insurance company –as opposed to the liability insurer of the other driver in a typical Baltimore automobile accident- denies your claim, As attorney Eric T. Kirk will tell you.
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Perhaps personal injury protection or uninsured motorist benefits are not paid. Section 27-403 of the insurance code makes it a “fraudulent insurance act” for the insurer to fail to return premiums, where the “insurance contracted for, is not provided.” Does this apply to a situation where you own insurance company denies any recovery to you for personal injury protection or uninsured/ underinsured motorists coverage claims? By its terms, it would seem to. As of this writing, there does not appear to be any clear Maryalnd case law decision on the subject.

I’ve heard it said that insurance companies employ seemingly unending creativity when it comes to reasons to deny claims. I’ve made a career of battling insurance companies, to ensure fair compensation for those I represent. I’d be happy to take a complimentary look at your claim and offer my opinions and advice. feel free to contact me today to schedule a discussion.