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Over the course of the last decade, I've published in excess of 700 articles in the areas of personal injury, criminal defense, workers' compensation and insurance disputes, generally. If you can't find what you're looking for, feel free to contact me to discuss the details of your case and learn how I can help.

What Is No-Fault Insurance?

Attorney Eric T. Kirk will tell you.

Maryland call no-fault Personal Injury Protection [PIP]

Transcript

In Maryland, we call no-fault insurance PIP or personal injury protection. This is first-party insurance coverage. First party, meaning it’s your insurance, it’s on your vehicle, you pay for it. It’s available to pay for your medical expenses and your lost wages up to the policy limits. Now in Maryland, the typical policy limit for PIP is 2,500 dollars unless you purchase more, and as indicated, it’s no-fault. If there’s an automobile accident and you’re hurt, or you’ve lost wages, you’re entitled to collect those benefits, irrespective of whether or not it’s somebody else’s fault or your fault.

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