What is Personal Injury Protection Under Maryland Insurance Law?
Almost any Baltimore personal injury lawyer Attorney Eric T. Kirk will tell you that PIP benefits are ‘no-fault‘, ‘first-party’ insurance benefits. ‘No-fault’ means that if you get injured in an automobile accident, then no matter what the cause of the accident is, you receive the benefits. Now, you can’t collect if you intentionally caused the accident, or if... Read more »
Is A Baltimore Owner Responsible For Personal Injury If Their Dog Bites Me?
Is A Baltimore Owner Responsible For Personal Injury If Their Dog Bites Me? Yes in most instances. Baltimore law provides the owner of an animal is charged with a duty or using ordinary care in controlling the animal. Some seasoned Baltimore personal injury lawyers like Attorney Eric T. Kirk have litigated cases in which a... Read more »
I’ve Been Sent to Mediation in Personal Injury Case.
Very possibly the finest trial attorney of this generation has stated: “there are always options”. In the context of a personal injury case, this is no less true. Yes, there are. Although mediation is typically ordered in most Maryalnd serious car accident cases, mediation is a voluntary process [parties can opt out by agreeing not... Read more »
Does The Other Driver’s Insurance Company Matter In Determining How Much I Recover?
It’s now been several years ago, but, at a time a lawyer’s group now know as the American Association for Justice [and formerly known as “ATLA” or the Association of Trial Lawyers of America], put out a fascinating publication called the ’10 Worst Insurance Companies in America’. https://www.justice.org/news/allstate-ranks-worst-insurer-consumers Insurance companies are massive, and profitable. It’s probably... Read more »
How does My Lawyer Prove I was Injured in a Baltimore Car Accident?
Every injury victim in a litigated case has no doubt wondered: “How does My Lawyer Prove I was Injured in a Baltimore Car Accident? In another chapter, I discussed the ‘burden of proof’, i.e. what a Baltimore city personal injury trial lawyer must carry to prove that the defendant is responsible for the accident or... Read more »
Can An Insurance Company Deny My Claim and Say Their Driver was Not Negligent or At Fault ?
We discussed in another chapter that proof of a violation of law, ordinance or code can be presented, and may be considered as some evidence of negligence in a Baltimore personal injury case. However, unless the conduct that constituted the violation was also a negligent act that directly caused the injury, there is no responsibility.... Read more »
Am I Responsible if my Child Causes a Car Accident?
Am I responsible for my child’s negligence? Generally, personal injury lawyers in Baltimore will tell their clients the answer is “no”, which makes any parent whose child is about to get their driver’s license, exhale, forcefully, with relief. This is not the rule in all jurisdictions, I Attorney Eric T. Kirk will tell you. There are... Read more »
What is a Civil Assault?
A high percentage of all civil lawsuits filed in Baltimore involved allegations of negligence, i.e. a victim sustained an injury because another failed to use the proper degree of care. What if a person sustains an injury due to the intentional conduct of another? As Attorney Eric T. Kirk will tell you, Knowledgeable personal injury lawyers in... Read more »
Compensation for A Baltimore Car Accident if No Insurance?
Can I collect Compensation for A Baltimore Car Accident if No Insurance? Personal injury lawyers in Baltimore know that an extraordinarily important factor, and often the singular factor, in assessing the value of a case is the existence of insurance coverage for the loss. Ask financial advisors and experts, Attorney Eric T. Kirk will tell... Read more »
The Insurance Company Denied My Claim. Do I Get A Refund?
We’ve explored in another guide what every Baltimore personal injury lawyer knows- insurance companies deny claims. Experienced personal injury lawyers in Baltimore know that it happens frequently. Consider a situation where your own insurance company –as opposed to the liability insurer of the other driver in a typical Baltimore automobile accident- denies your claim, As... Read more »
Does The Insurance Company Have To Have A Reason To Deny Or Fight My Claim?
Most Baltimore personal injury lawyers will tell you the practical answer is “No”, they don’t. The Maryland Insurance Code tells us it is unlawful for an insurer to deny a claim for “arbitrary” or “capricious” reasons. Unfortunately, one man’s caprice is may well be another man’s well-reasoned approach. Claims are denied- frequently. Unfortunately, we’re given... Read more »
The Insurance Company Says I Don’t Have PIP. How Does That Effect The Value of My Case?
Maryland law provides that personal injury is a coverage that you have it unless you say you don’t want it. Baltimore automobile accident victims sometimes find themselves faced with medical bills they for which they which believed they had personal injury protection coverage. A person may waive* their statutorily mandated PIP coverage, but, there are specific requirements:... Read more »
